Think in solutions, not problems.

Everybody always talks about money being the root of all evil.

Money & wealth begins with a state of mind, you have to lose the ‘broke’ mindset to get a ‘rich’ mindset. Having money and earning money is one of the greatest feelings there is on this world. Having no money in your bank and nothing coming in is one of the shittiest feeling you ever have.

Anyone in poverty can really agree with it that having to stress how you are going to eat, paying for a roof over your head or even figuring out how you are going to put gas in your car on your way to work is going to suck. If you are in this situation you have to make sure to get out of it. Figure out what the reason is that you are in this situation. You first have to analyse in what kind of situation you are, this way you can figure out a solution to the problem.

First accept that you are in the gutter, then find out what you can do about it. Today the day you can find everything on the internet. You need to get out of debt because the bills get to high? You can find how to.

You ain’t making enough? You can find how to.

Especially if you live in the west, the odds are ‘very good’ for you. We have the opportunity to change and the capitalism climate accepts it, if you want to make more money in a country like Iraq or Syria its going to be very hard and in such environment you are busy thinking about surviving. If you live in America or another western country, you have all the opportunity there is.

But you have to think! Thinking the correct way will create opportunity’s for you. Don’t say there is no way I can fix this shit, the human brain is very  creative and bright enough to find a solution to every problem as long as you stay positive in it. If you say there is no way, than you are not going to think further and you won’t get a solution for your problem. So stop whining about it and find out what you can control. Don’t stress about things you can’t control.

The issue with this is that eventually the problem will get so big that your stress levels will get an all time high that you’re not able to sleep anymore, any further than this and you will land in the hospital.

So get moving, get your money thoughts straight.

Problems create Solutions.

abstract blackboard bulb chalk

 

Focus on what you can change, you’re not stuck in the situation you are in right now. Get out of it, make more money, get out of debt, save some money, move to another location where you can earn more, start a business and provide value for people.


DO IT NOW, 

not tomorrow,

START NOW.

Until next time,

Uuldriks Financial.

 

How to get rich from the internet? It’s not as hard as you think.

How to make money on the internet.

The question of becoming rich is so common and one of the most asked questions in the world. especially getting rich from an internet business.

Everybody wants to be rich. Everyone wants to enjoy a great life of no financial stress, having a very nice home, traveling wherever and whenever you want. Stepping into your dream car with your partner and enjoying the freedom you have once finances aren’t an issue.

That’s what money brings.

It brings you value in life to do something ‘your’ way.

Every one wants to live life their own way in whatever form you want.

You most likely want it in a way that you don’t have a boss telling you what time you want to be working and being free to do your own thing. I believe this is what most people are searching for. Not the million dollar yachts, airplanes, buggatis or mansions.

People want to have freedom of choice, without the constrains like lack of funds. The problem with society today is that people are bombarded with a shit load of advertising. Advertising on the radio, on the tv, on the street and the most profitable marketing today is the internet.

And this brings the most unique opportunity the world has ever seen regarding business.

It is the internet.

Every one is on the internet. Even in low income country’s you can see people with their smartphone walking around checking out Google or Facebook.

It’s unbelievable to think people put a smartphone first and food second. Its crazy, but its the truth. Most people even get highly addicted to the internet and social media. You know those people who want to make a selfy every single time.

On https://www.technologyreview.com/ its reported that the average American spends around 24 hours per week on the internet. I even believe that’s a false count, when I take a look wherever I go. Work, friends, family or just outside, every one is on their smartphone almost every single minute of the day.

Once people do nothing, what do they do? Check their phone.

Are you bored? We’ll just gotta check my whatsapp ‘incase’ somebody send a message to me.

Just gotta wait on the bus or train? Hmm, let’s fill up that time with some news searching or scrolling through Facebook for the 177e time.

Knowing this can bring the correct people the way to win. The people who are the go getters, the doers and the winners. These people can profit from the internet addiction.

Normal people look on the internet for information and entertainment. Something you as a winner can provide. Normal people don’t think this way because they learned to ‘work’ for money.

 

You can bring internet value!

What can you think off that brings people value in form of entertainment or information? The sites that you watch can give you that information. Most people who create sites have an idea behind it. The idea to make money, enjoy what they do and share it to other people. This sharing is what is called bringing value.

But there are also different kind of ways to make money on the internet. Take YouTube for example. Take a look at a PewDiePie or whatever the man is called, I don’t give a shit. But we can all learn from what he brings to the table. This guy earns a lot, laughing all his way to the bank while most people who watch him are broke as a joke.

And what does he do?

Making YouTube video’s about gaming and creates his own ‘image’ in these video’s’. That’s just what he does, being himself and creating an image/reputation around it. But don’t think it its very ‘easy’ what he does. There is a lot of editing to be done, filming that goes wrong and it take a lot of time to do it. Where most people leave their job at 5 – 6 o clock. These guys work like 12 hours a day. Still, the entire idea is very simple.

Guys like PewDiePie love their work, unlike most people and he gets paid sincerely for it. That’s why they keep going and working 12 hours a day. These guys get their reward later on. Around 1 million/month this guy makes and most importantly in his own time. Can you begin building 1 – 3 year something and not getting paid, until later? So you are hating on him making money? Well what did you make this year?

So you can definitely learn something about it. You can’t hate on somebody else making money, because you will attract the same mombo jombo that you wish on to others.

The problem with this is that most people don’t believe they can do it. Normal people have been conditioned by society, parents, school and the environment that you need to get a good job to pay the bills.

Of course if you want to pay some bills, you can find a job to do that.

You want to live your life in freedom and not only bills? You need a different direction for that and you should not follow the herd.

Don’t listen to what the average bozo has to say and go your own fucking way. This way you can stand out of the crowd. Stand above the corn field. Create something that lasts you forever.

A job is fine but it won’t bring you a full filling legacy and everlasting happiness. Because the problem with a job is that it limits you to your boss and he’s mood. If you have a very good boss then its a very nice job. But most people don’t have the luxury that includes a good boss. Going your own way is the next best move.

First you have to get rid of those nasty bills that keep you at your job. Meaning kill your huge housing payment, get rid your car payment for your Mercedes that costs you $50.000 and stop spending all that money on useless junk. This way you save your money for an opportunity to do your own business, investing in something useful or go to school for a better job.

The last thing is to get a ‘better’ job because eventually that job is going to suck too. But if it creates more money for you and it is more fun, then you can do it. Use that better job to create a better future, to save your ‘extra’ income that you get from that new job. Maybe you got more free ‘vacation’ days? Use that time for your own business to grow it.

But I wouldn’t recommend going back to school, the average college degree is going to cost a lot of time. Time you could have invested in your business.

After you have saved some money and got rid of your bills, find a way to provide people value on the web. I am of the believe that everybody has something they can provide to people.

How can you get yourself an internet based business and enjoy freedom?

  • What do you do that can help somebody? Maybe you are very technical and are very good in electrical work.
  • Since you have found the thing you would like to do, its time to set it up.
  • Get a LLC from the government and start your own business that provides the electrical work.
  • Go and network around, chances are you already know people who you have helped regarding that work and they can be your recurring customers.
  • Let them network around and do your best to advertise your company to different clients and other people outside of your current client network.
  • Get a website so people can contact you, give ‘basic’ value and information in forms like video’s, how-to’s and pictures of your work. This way you create more advertising for yourself and give people a foundation on where to get in touch with you.
  • Grow your business by hiring other ‘experts’ in your field and start selling tutorials on how people can repair their own stuff, so they can save some money and you can earn from teaching people. This way you can create a forgoing cash flow without you going from place to place.
  • After that you can start counting your cash and enjoying your freedom.

This is just 1 example you can do, there are so many things where you can provide value in. Just like this website. I have created it to provide value in the finance area and to give you an other mindset in how you can make money other than a job. To get you out of the daily rut of living for somebody else.

The features of getting an internet based business:

  • You create your own content, only you, no boss, no constrains.
  • Your income level has no limit, your job is mostly limited by hours and your boss.
  • Freedom to work wherever you are, on a beach in Thailand, in New york city while traveling or in your own house with your family.
  • You can choose whenever you want to work, no 9 – 5, not limited by vacation days or sick days.
  • Income keeps coming in even when you sleep, sick or don’t want to work. Can you do that with your current job? Let that sink in.

So what are you going to do?

Watch 6 hours of tv after work?

Or work your ass off 6 hours a day after work so you can enjoy this :

 

Start enjoying your life now!

Until next time,

Uuldriks Financial.

How much investing power $100/month brings.

You want to learn something very interesting?

The power of investing.

Not only investing large sums is powerful, I will show you that little amounts do count. If you don’t have a lot of money yet and can only set aside so little you are still way ahead of the crowd that spends paycheck to paycheck.

Lets see how much we can make out of this shall we?

Say we make around $1.600 a month and our bills are around $1.500, including some fun and savings money.

We have our $100 left over every month, we are young and want to do some investing. A very wise way to start investing is try to fail. Failing with $100 is fine, saving up 3 years worth of money and losing everything is like a personal stock market crash. So you don’t want to be ending up like poo that gets flushed down because of all the hectic on the market.

The market is mostly controlled by big investors, manipulators, stock market news, banks and most importantly emotions like greed & fear.

Always keep in mind that 80% of the stock market is controlled by people trading with greed & fear in their thoughts. You will also experience it. I had it and I sometimes still do, it’s just a fact about investing. You need to base a long term investment around principles. That’s why you need to research your investing a lot when trading in particular stock companies.

I would suggest if you are new and want to try it out a bit to go for index funds, ETFS and big blue chip stocks, these blue chips stocks are the gigantic companies like Google, Exxon, Amazon and Apple. These are mostly listed on the big stock exchanges like the DOW, S&P500 and foreign like the german DAX.

Most of these companies need money and time to get a significant return but you need to remember one thing. The guru from the stock market has explained it in 2 of he’s rules and these are DON’T LOSE MONEY. 

Yes these are the words of the almighty Warren Buffet.

This guy is freaking great regarding amazing long term returns and being humble as a poor guy living in the Ghetto. Money and humbleness, what a great way to be rich.

Anyway,

We have our $100 in our pocket. So what are we going to do with that money?

Invest it once?

Invest it every month?

Lets check out the possibilities here.

Investing $100 once.

We get our $100 dollar bill and put it in an index fund that follows the S&P500 or another exchange so we get a safe return on our money.

The average rate of return on the S&P500 over the last 90 years is around 9,8% a year. Meaning that the $100 you invested 90 years ago is now worth $653.011,54 !

That’s a lot of money right there.

A shame you can’t enjoy that because your body is already rotting away in that casket under the ground after 90 years. At least you made your kids happy spending all that dough you put away for them.

But let’s be realistic here, putting away some money for your children is fine but you want to be enjoying some of your hard earned money yourself right?

The S&P500 returns like 9,8% every single year are also not very realistic. 7% would be a safer bet.

$100 invested at 7% a year profit would still be $53.469,48. But that’s a lot different then the $653.011,54 you would have got netting 9,8% a year. Now you see what compound interest can do for you, just 2.8% more, but over the long run it brings such a difference.

If you count in inflation 2 % a year, your money is now worth only $8.917,95. That is a very big difference from that $53.469,48 or the big number $653.011,54.

You can see that keeping inflation in your mind is a very important key in making your money grow over the long term.

What about investing $100 every single month?

Now we know that investing $100 only once and waiting for a return of 3000% over 90 years is not really something we want to be doing, we are going to invest that $100 every single month and see if it makes a big difference.

We take our $100 every month and we are going to put it into our 7% S&P500 index fund. We are going to invest for 40 years which is way more realistic than 90 years.

Not including inflation your balance will be $265.643,62 after 40 years.

For setting aside only $100 a month and investing our money in an index fund, it’s a very nice amount of money to have at your old ages. It won’t last forever because it just aint enough. But its nicer to have an extra $270.000 to your disposal. Most people don’t even have a couple of bucks in the bank. So take the $270.000 or nothing? I would take the money every day.

The average 60 year old has $172.000 in hes retirement account. This is the average! meaning some are above that, but a lot of people are below that! That’s just insane. You really think you can retire on only $172.000?

Adding that extra $270.000 would give you a lot of extra money in such a situation. Getting you $442.000 in your account. Once you want to take 4% a year from that account is a heck a lot more than only $172.000.

4% on $172.000 = $7.000 a year. A nice addition in income if you work, but not something you can live off.

4% on $442.000 = $18.000 a year. a whole lot better if you include a pension, but you ain’t living a luxury lifestyle on $18.000 a year. You will need to be almighty frugal in your old ages to comfortable live.

In my opinion you need more than half a million dollars in your account to comfortable retire in your old ages. We are not focussing on retiring because the irony is that you will be looking into the ages where you are going to die. Nobody wants a lot money just to die right? But we all grow older and when we can’t do our work or we don’t enjoy it anymore because of our age we need the ability to ‘retire’ .

Personally I believe you will need to have at least 1 million or more to really retire comfortable. especially if you take in account that over 40 years, everything is more expensive because of inflation.

You don’t want to focus too much on retiring but you sure need to keep in mind that you need ‘some’ income once the capabilities to work are finished or you want to retire early.

Investing $100 once is not a good idea, investing it every month is a way better method to create a nest egg over the long run. You should be doing some of it, even if you are on dire straits.

Investing 10 – 15% of your income.

If you don’t have a very high income and you are an average person making around $26.000/ year. Which comes out around $2.166/month.

Take a look where you can cut some costs like Housing, your car or just plain buying too much Shit. If you can save some in monthly cost than great. You can use those savings for investing.

After you focussed yourself on saving some money and got your savings rate at 15% from your $2.166 income you are setting aside $325 every month. Once you save this for the long term, you are going to have a nice nest egg later on.

$325 invested every month for 40 years at a 7% rate, is going to be $863.341,77.

4% from $863.341,77 will be $34.533,67 a year.

Giving you an income of $2.877,81/month. That’s more than your income and all you have to do is invest that money every month in an index fund. No special things like bitcoin or real estate investing. No stress regarding get rich schemes and other bullshit.

Just keep putting that money from your account > your investing account, reinvest everything. When your old and want to retire take out 4% a year from that account > normal bank account and your set for life. Easy peasy.

You won’t get rich this way.

One word of caution, you won’t get really ‘rich’ this way. This just shows you the power of putting some of your income to work for your future. Everybody should do this to have at least some money for later.

The real way to get rich is to provide value for people and selling that value at a good market price, selling products or starting a company in simple terms. More on that later on.

Until next time,

Uuldriks Financial.

 

”You will not get rich saving a portion of your income.

But never saving is the way to being broke FOREVER.”

 

Is saving the way to wealth?

Saving your money and putting it in a sock or letting it grow in your bank account, is that really a way to find wealth and freedom?

We’ll lets find out.

What is saving?

Saving money is conserving a percentage of money or ‘income’ for a date in the future. You don’t spend it now, so you can use it at a later time.

The most common reason why people save money is to spend on something like a car or a house. Maybe a vacation or 2. And that’s fine.

But what a lot of people forget is that the money we currently or used to have are all currency’s used to trade for something you want.

Before we had money we used the barter system to trade things with Each other, but its proven that this way was way harder than accepting 1 currency that we all can use to trade things with. So a smart person, Lydia’s king Alyattes minted the first coins and later the chinese people created paper money. Because they started using ‘currency’ and left the barter system behind, trading began to easily grow around their country’s.

The problem with currency is that the value it contains is created by the trust it has given by the people. Example: If everybody trades their dollars for Yen because China takes over the entire world, your dollars will lose all their value. Bye Bye to your pile of cash under your matres. You saved your entire life for that money and now its all useless, That’s a fucked up situation.

So the reason we save our money is to exchange it for something, specifically something that ‘grows’ in value or provides an income.

They call them Assets. Meaning Stocks, Real estate, flipping cars, buying old cars and keeping them to increase the value. Other assets are businesses or royalties from creating books & video’s.

A huge Asset is your time and the value you bring with your time for other people. You can get paid sincerely for it.

If you don’t invest your money it will get worthless like the example above. There is a silent destroyer of your hard earned money and that is ‘Inflation’. Inflation is the rising costs of goods and services that you buy because the value your money is going down. Take a look at your monthly bills every year, there will be a steady increase because the companies that offer their services want to keep their profits at a good rate. The inflation Rate means how much inflation increases in percentage per year.

Most times your boss ain’t as nice for your salary to increase at the correct inflation rate and you are than getting behind on everything. Keep building up inflation over 50 years and most people who didn’t focus on this problem will begin to lack funds to even buy cheap things in life. People will complain about gas for their car, driving to other ‘states’ or here in Europe to different country’s because it’s just a few cents cheaper there. This is a shit show on wheels man, be carefull about inflation.

You don’t want to be worrying about gas becoming $10 cents more expensive next year.

The average inflation rate for the United States from 1913 untill 2018 is 3.15 % per year. So this means that the average savings balance  $33,766,49 is losing $1.063,64 of value every year. Poef, just gone. You could spend it on something nice right? Sure you do.

Well lets say you get that money that’s stashed under your matres and put it safely in a bank savings account. One of the best interest rates we can find is the Ally bank savings account wich provides 1,85% annually. This interest rate would give you $624,68 year, meaning with that kind of inflation rate you are netting -$438,96.

Inflation rate from 1910 untill 2010: (Source wikimedia).

1200px-US_Historical_Inflation.svg

That’s not a great way to grow your money. You will never get rich saving your way to a million bucks. Banks are in the business of making money and not losing it, so the interest rate you will receive will never exceed the rate your bank will ‘loan’ you money.

You will have to find an other way to grow your money to the status of wealth.

Should you have some money in your bank and in your wallet? Sure, you always need some money incase shit hits the fan. Your car could break down or you can experience a layoff or 2 in the future and you will need to be prepared for these nasty situations.

I would say to at least save 6 months of your monthly expenses and if you’re a 1 income family or you can’t find a job easily increase that amount to 12 months of savings.

If you spend $2.000 a month on your ‘recurring’ expenses, things like food and housing that would be like $12.000 – $24.000 in your savings account. Maybe you can save some money on things like car gas and spending in the personal area if you are out of a job, meaning you can use your saved money for a longer time.

Once you have reached your savings goal to de-stressing your family’s financial situation you can focus on the bigger goal and that means creating financial independence for yourself. Meaning you can do whatever the fuck you want and never having to stress about finances again.

Be sure to pay any ‘bad’ debt off before you start your journey to saving 6 – 12 months of expenses, because you sure ain’t gonna get more of a return then your credit card rate of 18%. Pay that shit off before you start anything else.

You want to save and pay off debt? That’s useless man, when you pay off a credit card and an emergency comes your way without a savings account, you can still get money from your credit card to pay for the emergency. The chance that it will happen is also very slim. Paying off car payments or personal loans is in a different category as these loans usually don’t let you take money from it if you need the money. So be sure to at least get $1.000 in your bank account for nasty situations like a flat tire on your car.

Once you pay off your bad debt and achieved your savings goal. You can focus the rest of the money on investing to grow that money.

Most people invest in :

  • The stock market, be it 1 stock or multiple stocks like an index fund. The index fund is one of the best and safest ways to grow your money over a long time. Long term vision is required for this. You won’t get rich fast this way. The index fund will follow the DOW or S&P500 and give you an average 9,7% rate per year. Beating inflation easily. These returns will vary every year. From -5% to 13% a year.
  • The real estate market, investing in a single family home or multiple appartement building. The most common way is putting a down payment of 20% and borrowing the rest from a bank. Using that money to buy a home and renting it out for more than the costs of the mortgage and maintenance per month. Netting you a profit and a cashflow. Cash flow is one of the best things you can get from investing. The average profits a year are around the 10%.
  • Building a business, investing in a business or building your own from scratch. Takes a lot of balls, patience and time for you to build a succesful business. So it’s not for everybody but you can make a lot of money once you achieve success. But you can also fail, if you quit…. If you are a hard worker and have good ideas why not go your own way? Working at a job is not rewarding for a person that works hard, you will never get richly rewarded for your actions. Because the boss man will always need to earn more than you to profit, remember that.

 

These are some great ways to grow your money, but you will first need to learn to save your money. That’s the first step to financial greatness. If you are still living paycheck to paycheck or deeply in debt you will first need to get out of that mindset and situation. The current savings rate for the US is a meager 4% a month. That’s just to little, no wonder the average person can’t get ahead. it will take you more than 45 years to just save 1 year of living expenses. By the time you will retire, you can be really proud of yourself that you finally achieved your savings goal of 12 months expenses. And now you can live 1 year from savings in retirement and then you will have to get a new job.

That’s a no go, don’t you agree?

My personal savings rate is currently 20 – 40% depending on how much I earn each month. But I used to save 0% like everybody else and it is very stressing that you ain’t got no money to pay bills once you are in a dire situation. What I did is cut all the unnecessary bullshit like a big house, car payments and useless junk. Sold it all and got my expenses as low as I could. Housing payment under 20%, no car payments and no new iPhones.

It’s all about priority. Some people want the latest stuff and if you still do then get rid of that shit, because it’s costing you a lot of money and your future. Do you really want to be stressing about every financial decision and eating dog food in your 70s? Not me, I rather live a time without and enjoy 10x more later, than living like trash later on.

When you can save a lot of money monthly you can also use it for different things. Like buying a nice car to enjoy and driving it for a long time. Taking your family on a vacation without worrying about the cost. Saving for a nice house and paying for it in cash.

Be sure to remember this:

”Cash flow that brings you money right into your bank, without being constrained by monthly expenses, is what brings inner peace and financial enjoyment”

Once you have money that is free from recurring expenses like car payments or other debt payments you can feel freedom.

Freedom from working untill you die because you can’t retire.

Freedom from stressing about how to pay your bills every month.

Freedom to do whatever the fuck you want.

How would you feel if you don’t have to pay your housing payment anymore? Taking the average payment of around $1.033 a month, you will have an extra $1.033 every month for yourself to spend or to invest.

This is the difference between the poor mindset and the wealthy mindset. Focus on creating ‘net’ cashflow right into you bank account. So you can create more cash flow, untill you have enough to live off, then you can live life wealthy and free. No more Job, No more stress and no more working for the ‘man’.

So is saving the way to wealth?

Sure, in a way it is.

Savings rate is very linked to having wealth in the long term.  If you don’t save your money, you will always be poor. Once you saved your money, invest it like the rich or get killed by inflation. Be sure to out perform inflation rate, keep your eyes on it every year so you can decide what goals you need to create in your investing strategy. The most common way is the stock market, netting you ‘after’ inflation, around 4 – 6 %.

This is the way to wealth, by saving and investing.

Be sure to check out the book: The Richest Man In Babylon, writing by George S.  Clason. Where the most idea’s for building wealth come from and this book will teach you how to make money, keep your money and investing it to grow a wealthy future everybody desires.

Keep stacking that paper, watering it and letting it grow until your nice money tree arrives.

Until later,

Uuldriks Financial.

 

 

 

Why we work

You don’t want to work ?

Why not?

The reason most people go to work is that they need to provide and pay for stuff every month. Which is a shit reason to work, I tell you that.

I can completely understand that you need to work to provide for yourself and your family. Those are things you need to keep up and if you like your job then you will enjoy that.

But wouldn’t it be better if you can build something for yourself and not stuck to a 9 – 5. At least build something next to your job so you can have ‘more’ control over your life.

When you control more in life, you have more choices and you can provide a way better life for your family. Once you got have that, you can do what you want.

A lot of people get payed good money but they waste it on dumb shit. So the first choice you have to make is to get out of that sticky situation. You maybe got $2.500 a month coming in your bank account and wasting $3.000 a month… Wtf are you doing?

First get insight how much is coming in and where the hell you are spending that $3.000. Spending most of it on your Housing or your Car? Check this out:

When you got that figured out, find a way to sell those things and find a cheaper alternative. You have to live like nobody else does, once you get out of that negative situation, you can live life like nobody can.

And don’t even get me talking about credit card debt.

Get out of that situation now… you are making somebody else very rich, giving them 17% every time you pay your bill. Its insane.

Mostly its bullshit crap you could have payed cash for if you just delayed getting that new iphone, iPad or tv for a few months. That ‘new‘ thingy is by the way not ‘new‘ in like 2 months. After those 2 months Apple is already busy thinking about the new marketing strategy, so you can swipe your bondage card once again. Swiping yourself to work another 50 hours this week for that fucking phone….

Get rid of it.

Then save all of that money you don’t spend anymore. Once you have some money you can buy yourself the freedom of choice. To choose a better job or no job and focus that 50 hour a week on your own business. If you have $30.000 in the bank and little to no expenses you can go your own way.

You can also choose not to work for sometime and experience free time for traveling or experiences.

But.

A big but,

there is a double-edged sword with ‘not’ working.

If you think drinking pin a colada all day on the beach is something to live for, your living a very shallow life. You don’t want to die away that way, you need a purpose in your life and the best way is creating something. Once you build something ‘Great’, you can use that to inspire others and give back, like Arnold Schwarzenegger always said.

And this is true, I’m not some old grey guy that is giving you this advice. But once I helped somebody with something, I always feel great. Especially if you can find somebody that takes it at the correct way.

When you see this person thanking you for whatever you meant for them, you get the greatest feeling ever.

And this is the ‘purpose’ of good work.

No matter in what way you achieve this, through a ‘job’ or at your own ‘business’ .

Personally I believe your own business is way better, because there is no BOSS holding you off on your decisions.

in ‘Your’ business, you are the one making the shots. Not some jerk that can hold you back just because you wasn’t on that team building day, kissing his ass.

You know that feeling right? Your girlfriend, boyfriend, son or daughter comes to you, because they want some quality time with you. Your really love to go and cuddle or whatever you are into. Spending just time right? We’ll aint gonna happen because you need to be going or else your gonna late for work. Come on, that’s no life!

Enjoy your work, if you don’t, find an other way. Don’t give up, because you have your entire life the time to find out. Ain’t nobody too young or too old to start something.

The thing that you need to start is in your ‘gut’. You don’t know what you need to do? Well you already know every time you ask that question. What is the biggest thing you like and love doing? The thing that everybody comes to you for. You are the expert at that ‘thing’.

Selling furniture, fixing cars or cutting grass. Whatever you can think off, you can monetize on that.

So, get out of debt, be a minimalist, find a way to become good at something and give back!

That’s the correct reason to go to ‘WORK’.

Stay busy and creating,

Until later,

Uuldriks Financial.