debt investing

What is Minimalism?

Man,

Lets talk a little about minimalism shall we?

We all like stuff. We love our iPhones… we like our nice cars… and the houses o man it is al beautiful.

The problem is, that we get to attached to them.

There are people called hoarders. They take all that stuff and put it at a place they don’t even know where. And it all stockpiles up like nuclear weapons were stockpiled during the cold war.

how-to-find-preppers-in-your-area-fb

I tell you what, I rather be hoarding cash then have 10 stocks off iPad or 100 cans of dried food incase my house get bombed.

At least I can do something with my cash. You can invest that shit.

Anyway, the problem with carrying too much stuff is, it’s always there… You are thinking about it, it costs money and stressing about where to put it. Ah damn, I need another garage for this pile of shit I just bought, you say to yourself. Once you have another garage, you need to pay for that aswell. Another $100 bucks away every month just to hoard your stuff.

Well quit it, what the hell do you need with 2938 cds or 33 pants anyway? Sell it, give it or trash it. And then enjoy your freedom from all this ‘stuff’.

There is a group or cult people talk about and it is called old fashioned Minimalism.

I really love minimalism, all though some people take it way far. Living just with a mattress in a tent is not the idea I have regarding minimalism.

Hell, if you want to do that. Be my guest I don’t give a fuck.

But personally I also love the finer things in life. The idea is minimize to maximize. I understand that you want a nice house or be driving a BMW, and that is cool.

But learn to save on stuff or things you don’t like. If you can save yourself $50 every month because you change from a 5mb/sec to a 1mb/sec internet, then do it.

Just keep your old cell Phone that is just working fine for $40 and save yourself $1.000 for not changing to a ‘new’ Phone. Crazy how expensive these things are nowadays. By saving that kind of money, you can save yourself half a month time at work. So would you rather work or don’t spend that money for junk and save yourself time?

How much is your time worth to you?

You need to over think every purchase of trading that money for work. Work is not bad, there are parts of it everyone enjoys. But you ain’t wanna be trading that time meaningless to pay for your shit every month.

Lets say you make $20/Hour , you work 8 hours so you’ll be getting $160 a day. Then the Tax man is gonna get hes share, that is around $40 bucks in my country. So that means your netting an average of $15/Hour.

After a long week of working hard and hustling with your boss man, you get $600 on your account. Gotta pay them bills and car payments right! But your o so tired from working and don’t wanna be cooking all day, so you go to a restaurant with your partner.  After paying $100 for eating out, you think to yourself now we are here in town, we can walk a little bit and check out the stores.

So you and your girl go the electronic store and she says what a nice Iphone. I would buy it if I was you! And you are over thinking because its $1.033 this time. But what the hell man, she said it wasnt a bad idea. So you get a conformation to buy it and your heart is saying buy it. Gotta enjoy life you say!

Later that night you realized that you only had $300 after paying the bills. And you still went out to pay $1.133, netting you -$833 that week.

For only that week you have to work 3 more weeks to finally pay it off. You also believe that is dumb? Sure it is, if you want to go eating out with your girlfriend and enjoy that. Getting value out of a meal together once a week. Then sure!

It’s all about trade offs and what you really love to pay for. Personally I would take the dining out experience over a new IPhone everyday. Especially with prices like nowadays. Once you have a lot of money and you want to buy that IPhone without hurting your finances, you can buy it way easier and without stress.

Once your out of the zoo that is materialism, you can really set yourself up to be a unique ‘you’. Your friends are stilling buying all that shit what the marketing monster sells, but you are as free as a bird. When you cut your attachment to stuff, you have created freedom.

The money that you save from all these things the world has the offer, you can use it for what really fuels your fire on this planet. What do you really like? Don’t forget that what you really like can change in time, with the seasons. Summer & Winter. Night & Day. Hot & Cold. Up & Down.

  • If you are in your 20’s saving and buying experiences like traveling can be high on the list. (Personally we are in this stage).
  • Once you reach the end of the 20’s and going in your 30’s maybe you want to buy a house and settle down for a family.
  • After that you will be busy getting your legacy up and going, this going forward until your retirement age.
  • When you enter the age where your legs are too sloppy to move, then traveling we’ll get harder. Sure you have all the time in the world in retirement, but most likely your health won’t agree with your choices of Climbing mountains.

 

No disregard to elderly people, some of them have body’s and health a lot of young people can be jalouse of.

It’s all about freedom of choice. That is what money is for, fueling what you really want in life.

At this current moment my girlfriend and I really want to travel more, learn more from different kind of country’s, cultures and seeing nature at its finest. The second goal is building an income/business outside of our day jobs so we can have more freedom to do so. Saving a lot of money on our expenses and not buying crap every time we are in town.

On the other side we are also saving to buy a small house so we can save on rent, rent is very high here and we are off the believe that we are just throwing that money away every month. Renting is good, if you want to stay on a very short time frame. But we are staying here for a little while.

This is the reason we like Minimalism, we want to use our Money for things we really value.

We don’t value ‘stuff’ like a new Phone, new car or a new house. That doesn’t mean we don’t like it. A new car is very nice to drive and the features they provide are great! But I just can imagine paying so much money for something and a year later the value of that drops like a rock. It makes me ‘Uncomfortable’, that is what important. If you feel Uncomfortable once you want to buy something or you already bought it and you keep thinking about it, stressing you out. Then that’s your gut saying you made a wrong decision. You need to love the decision and have thought it over if it would bring you long-term happiness.

Do you save a lot of money on a House and you think one yearly vacation is enough? Hell, then that dream car you just bought is fine man. Enjoy it !

Like Apple and you ain’t paying that much in rent every month so you can stack money? Sure buy the new Phone every year.

Love a nice house where your family can comfortable live life and got a beater old car just for getting to work? Sure enjoy the nice house where you can rest and enjoy your family after work.

It’s all about choice in your life, that’s where the money is for.

Remember that.

Until next time.

Uuldriks Financial.

 

 

 

 

 

 

 

We are focused on getting people like you out of debt, how to start saving money and how you can be more of value to other people, so you can have a bigger income in the future. Be sure to ask any questions and contact us on this website or our mail @ Info@uuldriksfinance.com

1 comment on “What is Minimalism?

  1. Pingback: How much investing power $100/month brings. – Freedom and Cars

Leave a Reply

%d bloggers like this: